NETC FASTag: The Future of Toll Booth Transactions

The NETC FASTag uses Radio-frequency Identification (RFID) technology and is attached to the vehicle’s windscreen after the account is activated. It is a simple, re loadable tag that allows the automatic deduction of toll charges and allows you to pass through the toll plaza without stopping for a cash transaction.
The National Payments Corporation of India (NPCI) launched this scheme as a part of the National Electronic Toll Collection (NETC) effort, which was overseen by the National Highways Authority of India (NHAI) and the Indian Highways Management Company Limited (IHMCL). The ideal answer for a trouble-free drive on public roads is NETC FASTag. It is currently in use at more than 1,000 toll plazas throughout state and federal roadways, making toll transactions incredibly smooth.

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Benefits of NETC FASTag

A NETC FASTag, which is permanently attached to the front windscreen of cars, allows drivers to pass through toll plazas without pausing to pay with cash. After the initial purchase, FASTag has a five-year validity span and can be recharged as needed.
You can check your FASTag balance and purchase NETC FASTag online.
The benefits of using NETC FASTag are as follows:
Prepaid Toll Pass: You can always reload your FASTag with Airtel, eliminating the need to bring cash to the toll booths. You only need to load your FASTag account to be ready to go.
SMS Alerts For Transactions: All transactions made through FASTag will be notified via SMS to the customer’s registered mobile number.
Recharge FASTag Online: Customers can use credit/debit/net banking to reload their FASTag online.

Objectives of the National Electronic Toll Collection System

To develop an integrated, functional ecosystem. offers a secure, interoperable framework that can be used all across the nation.
robust and simple framework. Transparency and speed of transaction processing are increased.
serve the Government of India’s secondary objective. retail payment electronicization.
By easing traffic around toll plazas, you can lower air pollution.
Limit use of fuel.
minimize handling of cash.
By centralizing user accounts, audit control can be improved.

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Key Characteristics and Features of The National Electronic Toll Collection System

Transaction Type. Processing of transactions is done offline, almost in real-time, since toll booths send them every ten minutes.
Interoperability. A tag issued by any member bank is accepted at every toll plaza (under the NETC program) acquired by any member bank in a safe and secure manner since the NETC ecosystem supports multiple issuers and numerous acquirers.
Flexibility to choose the underlying payment instruments. Customers can use the offerings from the Issuer member banks to link their FASTag to an existing savings/current account or prepaid account. It is not necessary to have an existing relationship with the issuer bank in order to open a prepaid account.
Tag Issuance. Member banks with NETC Program authorization may issue these..
Cashless Payment. While the vehicle is moving, FASTag allows for electronic toll payments.
Save Time and Fuel. Using the FASTag allows customers to pass through toll plazas without stopping, which reduces traffic at the plazas, saves fuel, and shortens travel times.
Recharge the FASTag account online. Customers can top off their FASTag accounts online through the websites of their issuing member banks by using UPI, credit cards, debit cards, NEFT, RTGS, and net banking.

NETC FASTag Transaction Process Flow

The acquiring system receives the transaction sent from the toll plaza. These transactions are verified by the acquiring system before being sent to the NETC Switch. These transactions are forwarded by NPCI to the relevant Issuer Bank, which then debits the account of the tag holder.
LEG 1: The NETC FASTag information, including Tag ID, TID, Vehicle class, and others, is recorded by the toll plaza system each time a vehicle goes through the ETC lane and is sent to the acquiring bank for processing.
LEG 2: To verify the tag details, the acquiring bank requests information from the NETC Mapper.
LEG 3: After the Tag ID has been verified, NETC Mapper replies with information such as Vehicle class, VRN, Tag Status, etc. The Tag ID will be indicated as not registered if it is not present in NETC Mapper.
LEG 4: The acquirer host determines the appropriate toll fare and initiates a debit request to the NETC system following the successful validation of Tag ID from NETC Mapper.
LEG 5: The NETC FASTag System will transfer the debit request to the appropriate issuer bank in order to debit the customer’s account.
LEG 6: The issuer host will debit the associated tag holder account and notify the tag holder via SMS. The response message must be sent to the NETC system by the Issuer host. The transaction is deemed accepted if the response is not sent within the specified TAT.
LEG 7: The acquirer host will be notified by the NETC system of the response.
LEG 8: The host of the acquirer will inform the appropriate toll plaza system.

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